Business Risk Protection
Safeguard Your Business. Secure Your Future.
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At Vizion Finance, we understand that your business is more than just a source of income—it’s your livelihood, your legacy, and a reflection of your hard work. That’s why we offer comprehensive business insurance solutions designed to protect against unforeseen events and keep your operations running smoothly.
Whether you’re a growing SME or an established company, we partner with you to build resilience through tailored risk cover and strategic financial planning
Why Business Risk Protection Matters?
Every business faces risks—from the loss of a key person to unforeseen illness, operational disruptions, or liability concerns. Without the right cover, these challenges can threaten your income, reputation, and long-term sustainability.
With Vizion Finance, you gain a partner who:
Understands the challenges small and medium businesses face
Helps you prepare for uncertainty with customized insurance plans
Supports your business continuity and succession strategy
Our Business Protection Solutions
We offer a full suite of insurance products designed to cover essential aspects of your business:
Business Expense Cover
Covers your day-to-day operational expenses in the event of:
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Owner illness or disability
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Business disruption due to injury or impairment
Covers rent, salaries, utilities, and equipment costs
Pays up to R250,000 per month
Key-Man Insurance
Protects your business against the loss of critical individuals:
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Covers death, disability, and serious illness
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Helps fund recruitment, training, and operational continuity
Pays up to R30 million
Buy & Sell Agreements
Ensure a smooth ownership transition if a partner passes away or becomes incapacitated:
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Provides funds for remaining partners to purchase the departing owner’s share
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Avoids ownership disputes or business interruption
Business Contingency Cover
Support for sudden business changes due to:
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Legal, financial, or operational risks
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Economic events and unforeseen crises
Legal Structuring & Advisory
We also offer access to legal experts to assist with:
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Business assurance planning
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Trust audits
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Structuring deals for compliance and protection
A Strategic Partnership, Not Just a Policy
What sets Vizion Finance apart is our approach. We don’t just offer products—we co-create value with you. As an intermediary for Old Mutual, we bring:
Proven expertise and strong financial backing
Flexible cover based on your business model
Continued advisory support as your business evolves
We’re here to help you not only survive risk—but thrive through it.
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